n = 2,058 respondents · U.S. National Survey · Multi-wave
Total Respondents
2,058
U.S. adult population sample
Avg. Agreeableness
3.90
Out of 5.0 (Big Five)
Avg. Overconfidence
12.2
Points above actual score
Avg. Anxiety Score
9.8
GAD-7 style scale (0–63)
Avg. Financial Literacy
4.99
Out of 7.0
Avg. Numeracy
5.43
Out of 8.0
Geographic Region
Gender
Age Distribution
Race / Ethnicity
Education Level
Household Income
Political Affiliation
Political Views (Ideology)
Employment Status
Religious Affiliation
Big Five Profile
Score Distributions
Trait Averages by Group
Notable patterns: Females score higher on Agreeableness (3.97 vs 3.83) and Neuroticism (2.84 vs 2.59).
Democrats score higher on Openness; Republicans score higher on Conscientiousness (wave 1 & 2).
Need for Cognition peaks in the 30–49 age group.
Key finding: Crystallized intelligence and financial literacy rise consistently with education and income.
Fluid intelligence shows a smaller gradient, consistent with the distinction between "learned" vs. "native" cognitive ability.
Anxiety & Depression by Gender
Anxiety & Depression by Age
Anxiety & Depression by Income
Anxiety & Depression by Political Views
Notable patterns: Females report higher anxiety and depression scores on average.
The 18–29 cohort shows elevated scores relative to older groups.
Lower income brackets show notably higher anxiety and depression.
Those identifying as Very Liberal report the highest wellbeing concerns across political views.
Behavioral Scores by Gender
Behavioral Scores by Political Affiliation
Behavioral Scores by Age Group
Highlights: Overconfidence is present across all groups (positive scores throughout).
Republicans show higher social desirability scores. Maximization tendency is relatively stable across groups.
Older respondents (65+) show lower overconfidence and higher risk aversion.